That’s pretty much my approach too. I’ve had my ‘72 Chevelle for over a decade, and the only “claim” I ever made was when a squirrel chewed through my...

Had to laugh reading this—reminds me of the time I called my insurance agent just to ask about a classic car show, and somehow ended up with a lower p...

Man, I hear you. “Not regular” is about as clear as a Minnesota blizzard in January. I once let my buddy borrow my ‘72 Chevelle for a weekend—he swore...

I totally get the appeal of older cars for that reason—less tech, more wrenching. I mean, —I’ve had a ’78 Chevy that I could practically fix with duct...

That “ghosts them once the app’s on” bit is spot on. I remember when I first started driving, I thought my regular policy had me covered no matter wha...

Back when I tried the “low mileage” angle, my agent acted like I’d just asked if my ‘68 Mustang could run on glacier water. Maybe it’s just an Alaska ...

Free coffee isn’t gonna save my classic from a hailstorm, that’s for sure. I get what you mean about “window dressing.” Same here. Although, I’ll adm...

Tried that once with my old ‘89 Caprice. Told the adjuster it was “priceless” because my kid learned to drive in it and the glovebox still smelled lik...

HIGH DEDUCTIBLE? I’VE ROLLED THOSE DICE… I hear you about trusting your luck—mine ran out the day a squirrel decided my ’73 Mustang’s engine bay was ...

Haha, I feel your pain. Reminds me of when the power window motor went out on my old '72 Chevy Nova. Thought it'd be a quick afternoon job—ended up sp...

Haha, pizza money is always a solid metric for savings. I learned the hard way with my old Mustang—thought I was covered through my insurance, but tur...