I get your point, but honestly, most people underestimate how quickly those monthly savings add up. Paying extra each month for a lower deductible oft...

I learned this one the hard way myself a few years back. Went with basic coverage because I figured, hey, I'm young, careful driver, what's the worst ...

USAA's an interesting case... I've handled claims from their insureds quite a few times, and honestly, they're usually pretty solid to deal with. But ...