photography_aspen8694
photography_aspen8694
@photography_aspen8694
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RE: Do you really need extra insurance for a rental in Montana?

Yeah, that “loss of use” thing tripped me up the first time I rented in Montana. I figured my regular car insurance would cover everything, but turns ...

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RE: Getting that student discount on car insurance… not as easy as I thought

Had the same experience when I was in college—my Civic got me way better rates than my buddy’s Camaro, even though his grades were better. Kinda wild ...

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RE: Finding decent car insurance in Delaware without losing your mind

I get where you’re coming from, but honestly, I’ve never bothered with the OEM parts endorsement and haven’t had any horror stories—at least not yet. ...

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RE: Little-known trick with Progressive’s roadside help

Title: Little-known trick with Progressive’s roadside help I used to think the valet key was just a weird leftover from the 90s, like those little pl...

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RE: saving cash on insurance when you're young and broke

Totally get where you’re coming from. I thought pay-per-mile would be perfect when I was working from home, barely driving anywhere. But then my job c...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

I’ve been with the same company for almost a decade, and honestly, the “loyalty perks” have mostly been underwhelming. I did get accident forgiveness ...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Mileage-based policies are a game changer if you barely drive. I switched to one last year after realizing my car spent more time parked than moving, ...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

That’s been my experience too—those “special” rates always look good until you dig into the fine print. I had a buddy who swore by his military discou...

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RE: keeping your vintage ride running smooth on long trips

Yeah, I hear you on that one. I've been daily-driving my '72 Ford pickup for years and haven't had a belt snap yet. But I do remember one time heading...

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RE: stuck between Geico and Progressive in NY, thoughts?

Yeah, insurance really is weirdly inconsistent state-to-state. I remember a few years back, my sister had Progressive in Jersey and absolutely loved t...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

I get the appeal of telematics, but honestly, I tried it once and couldn't shake that feeling of being constantly watched. Plus, one hard brake for a ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Good call on the portable charger, saved me once when my phone died at a gas station near Aberdeen. Still, paper copies tucked away somewhere dry are ...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, learned that lesson the hard way myself. Couple years back, a tree limb crushed my windshield during a storm—thought I was covered, but nope. Up...

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RE: got caught up in fraud trouble—what happens next?

Totally relate to that uneasy feeling now—had my card info swiped at a sketchy ATM once. Real-time alerts saved me big time, caught it right away. Sti...

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RE: little-known ways to snag cheaper insurance in Alaska

I was on the fence about LEDs too, but honestly, after switching over last winter, I noticed a pretty big difference. I commute daily through some pre...

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