phoenixwriter
phoenixwriter
@phoenixwriter
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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I swear, that glove box folder is like a time capsule—mine’s got paper docs, a faded gas receipt from 2012, and a random screwdriver I keep meaning to...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Man, you’re not kidding. Reminds me of when I bought a ‘72 Mustang that turned out to be mostly Bondo and hope. Took years before my buddies let me fo...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

Funny how that works, right? I used to think my local guy would show up with jumper cables and a cup of coffee if I broke down. Turns out, he just had...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Totally get that. I dragged my feet on agreed value for ages, but after seeing a buddy argue with his adjuster over a “market value” that was basicall...

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RE: Do you really need extra insurance for a rental in Montana?

I hear you on the peace of mind thing—my wallet still cries a little every time I tick that extra insurance box. But hey, better than explaining to a ...

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RE: Finding decent car insurance in Delaware without losing your mind

Yeah, “comparable” is insurance-speak for “whatever’s left in the lot.” I once got a rental so tiny my toolbox had to ride shotgun. Not exactly what I...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Title: Rising premiums for business vehicle fleets—anyone else notice this? Tell me about it. My ‘97 pickup’s still chugging along, but trying to get...

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RE: Finding budget-friendly auto insurance in Alabama: my step-by-step

Man, insurance adjusters have a sixth sense for finding the tiniest loophole, don’t they? I swear, reading those policies is like deciphering ancient ...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Your mom’s not wrong—insurance feels like picking the least shady used car lot sometimes. I’ve got a classic Mustang and the “military discount” barel...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Been there, done that... mice seem to have a special taste for classic car wiring, don't they? Learned my lesson after finding shredded wires and acor...

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RE: Finally figured out how car insurance works in no-fault states

Gotta disagree slightly here... I've had better luck with insurance-approved shops since they have to maintain a certain standard. Independent shops c...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Ha, good luck with that! My insurer acted like I was asking for gold-plated lug nuts when I mentioned OEM parts. Eventually got them to budge after so...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

I hear ya on the local insurers, but honestly, even some of the small guys can be pretty ruthless once you're labeled high-risk. Went through somethin...

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RE: lent my car to a friend, insurance got messy real quick

Honestly, probably not...it's like lending someone your toothbrush—sure, they'll return it clean, but you'll always wonder what happened in between. I...

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RE: lower premiums vs higher coverage—what's your sweet spot?

Haha, I hear ya—insurance is basically paying someone to bet against yourself, right? I've been driving classics for years, and trust me, the thought ...

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