I've never personally had insurance docs stolen, but I did have my glovebox rummaged through once during a break-in. They didn't take paperwork—just s...

Good points there, especially about specialized underwriting. I've noticed that bigger companies often have clearer policies for handling complicated ...

Couldn't agree more—minimum coverage might seem appealing at first, but it's a gamble that's rarely worth it. Especially if you're traveling out-of-st...

Ha, been there myself—nothing like your phone going dark in the middle of nowhere to make you rethink your reliance on tech. Honestly, even though dig...

I get what you're saying about the course being bearable, but honestly, my experience was a bit different. When I got labeled as a risky driver (two s...

That's a smart tip—wish I'd thought of it sooner. I learned the hard way when my premium jumped unexpectedly...definitely pays to stay ahead of those ...

I see your point, but accident forgiveness can still be valuable depending on your situation. If you regularly take long road trips (like I do), the o...

Calling early definitely helps, I've noticed that too. Honestly, your approach of politely but firmly explaining the issue step-by-step is probably th...