True, DUI's definitely hit hard, but I'm not entirely convinced it's always as drastic as people make it out to be. A buddy of mine here in Idaho had ...

- From what I've heard, insurers definitely factor in severity—first-time DUI without accidents usually hits your premium hard, but not as brutally as...

Same here—always felt a bit uneasy about telematics tracking my every move. But after having kids and becoming more cautious anyway, figured why not g...

- I've had mixed experiences too, but honestly, it's not just AAA—most roadside services seem hit or miss these days. - Local contractors definitely p...

Yeah, I've noticed that too. Had an inspector last spring who barely glanced at my fuel storage setup but spent ages nitpicking the tire pressure and ...

Yeah, I was skeptical about those courses too—figured they'd just be common sense stuff. But honestly, mine had some solid reminders about blind spots...

Tried telematics myself for about a year—honestly felt like I was driving with someone constantly looking over my shoulder. Savings were meh at best. ...

Exactly. Too many drivers seem hesitant on ramps, and that hesitation can be dangerous. I've had a few close calls myself because someone ahead merged...

- Had a similar experience once, borrowed a portable charger from a friend and it was definitely slow, but better than nothing. - Still skeptical abou...

Glad it worked out for you, but honestly, that approach doesn't always pan out smoothly for everyone. Had a similar situation with my family car after...

Had a similar head-scratcher with my insurer when I added roof rails for camping gear. Their logic was something like "modifications alter vehicle dyn...

I'm usually skeptical about bundling—feels like insurers use it to lock you in and then slowly hike rates. But honestly, I've had decent luck bundling...