Car insurance discussions and local services.
philosophy110
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Topics and replies this member has contributed.
RE: Saving a few bucks on insuring your vintage ride
I get wanting to just enjoy the car, but I dunno, I’ve seen a couple friends get burned by regular insurance when it came time to actually file a claim on their classics. The payout just didn’t match what the car was rea...
RE: Would you risk a higher deductible to lower your insurance bill?
I get where you’re coming from - having a mid-range deductible feels like a decent compromise. I’ve done the high deductible route before and just ended up stressing every time I heard a weird noise from my car. Now I’d ...
RE: How did you feel after your first accident and dealing with insurance?
Man, I totally get where you’re coming from. I used to roll my eyes at all those “extras” on insurance quotes - felt like they were just trying to nickel and dime me. Then my first accident happened (not even a big one, ...
RE: Car insurance in Wyoming: who actually treats you right?
Car insurance in Wyoming: who actually treats you right? Yeah, I’ve heard that line too. It’s like they’ve got a script for every question. I’m in Cheyenne and had a fender bender last winter - barely a dent, but enou...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Yeah, the “proof” game is wild. I’ve pulled out receipts with ketchup stains and coffee rings more than once - adjusters just look at me like I’m nuts. Honestly, I’ve bounced around a bit (Progressive, Allstate, even tri...
RE: Little-known trick with Progressive’s roadside help
I’ve totally been there - last time I tried to fold one of those maps, it looked like I’d wrestled a paper octopus. Progressive’s roadside service actually bailed me out when my battery died at a trailhead. The wait felt...
RE: Roadside help added to my insurance - totally worth it?
Yeah, learned that lesson the hard way too. My “free” roadside from my card left me waiting almost three hours, and I still had to pay for the tow over 5 miles. Not worth the stress. I’d rather pay a bit more and actuall...
RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"
I totally get your hesitation about trackers. I tried one a couple years back because the discount sounded great, but honestly, it stressed me out more than anything. Every time I had to brake a bit harder than usual - l...
RE: bumped someone's car lightly, no visible damage - should I report?
Yeah, totally agree with this. Had a similar thing happen last year - barely tapped someone's bumper, zero visible damage. I snapped a couple quick pics anyway. Nothing came of it, but having that peace of mind definitel...
RE: little-known ways to snag cheaper insurance in Alaska
Haha, totally feel you on the NASCAR braking! I tried telematics too, thinking my daily commute around Juneau would be easy savings. Nope... turns out those steep hills and icy intersections had other plans. My app kept ...
RE: Stuck Between State Farm and Farm Bureau - Which One's Better?
Ouch, a ding on a '68 Mustang...that hurts just reading about it. Glad your agent had your back though. It's true - good agents are like gold. I had a similar experience when someone rear-ended my daily driver. My agent ...
RE: anyone else feel like AAA insurance isn't what it used to be?
Haha, been there...nothing worse than hearing confusion from the dispatcher when you're already stressed out. AAA's definitely not perfect these days, but I've found their app helps a lot. You can pinpoint your exact loc...
RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS
Haha, seriously. Mine once flagged me for "aggressive acceleration" when I was just merging onto the freeway. Guess next time I'll politely ask traffic to slow down so my tracker stays happy... Glad you got yours sorted,...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
Yeah, I've noticed the same thing around my neighborhood. Makes me wonder if they're targeting classics specifically or just randomly enforcing rules... anyone else notice certain cars getting singled out more often?
RE: bumped someone's car lightly, no visible damage - should I report?
Yeah, totally agree about the sensors being overly sensitive these days. My neighbor had a similar thing happen - barely nudged someone's bumper in a parking lot, zero visible damage, but a week later got hit with a bill...