phall50
@phall50
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Topics: 0 / Replies: 11
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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Yeah, that's exactly it. People underestimate how much hassle a bad claims experience can be until they're stuck in one. Curious though—have you check...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

Yeah, gotta second this. Had an older Audi a few years back—thought I was being smart going minimal on coverage. Then one fender-bender later, I was s...

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RE: is accident forgiveness really worth it in Ohio?

Yeah, I totally get where you're coming from. Accident forgiveness sounds great on paper, but it's definitely not the magic bullet some insurers make ...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Interesting experience, but I'd actually argue insurance companies aren't always the ones making things difficult. A lot of times, delays or complicat...

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RE: lent my car to a friend, insurance got messy real quick

Yeah, I get why you'd be skeptical—insurance companies love their upsells. But honestly, listing occasional drivers can save you headaches later. Even...

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RE: Quick Tips for When Your EV Leaves You Stranded

Yeah, I get what you're saying here, but I wouldn't totally dismiss portable chargers just yet. Sure, they're bulky and not exactly cheap, but I've he...

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RE: Quick Tips for When Your EV Leaves You Stranded

I've had similar experiences with portable chargers—sometimes they're lifesavers, other times not so much. Honestly, those mobile charging services se...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

Yeah, I hear you on that one. DIY fixes can be tempting, especially when you're staring down a hefty repair bill. But speaking from experience on the ...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Campus areas are definitely tricky, but honestly, I've seen worse rates near touristy spots—think Hollywood or downtown SF. Curious though, did your s...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Honestly, having paper copies can make a surprising difference. Tech glitches happen more often than you'd think—I've seen claims delayed just because...

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RE: insurance quotes on the web—do you trust 'em?

I get where you're coming from—it's smart to be cautious. Honestly, even though I work in the industry, I still pause before handing over my details o...

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