Man, the “collision with animal” loophole got me too my second year here. I swear, if you haven’t had to explain to a claims adjuster what a pronghorn...

Totally get what you mean—it really does feel like a gamble sometimes. I used to have a low deductible too, mostly because my driving record was... le...

I totally get where you’re coming from—sometimes it feels like the whole process is a roll of the dice. I’ve actually had a claim with State Farm that...

Yeah, the “risk factors” always seem a bit like a black box, don’t they? I’ve been flagged as high-risk for years (a couple of speeding tickets and on...

Totally get where you’re coming from. I’ve been in a similar spot—got rear-ended at a light and the guy just sped off. Didn’t even get a plate number....

Funny you mention that. I used to think the same way—just call the local guy if I ever got stuck. But last year, my car died on a Sunday night in the ...