pets_carol
pets_carol
@pets_carol
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Topics: 1 / Replies: 18
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RE: Would you risk a higher deductible to lower your insurance bill?

I get where you’re coming from—peace of mind is hard to put a price on. But for me, I just can’t stomach paying top dollar for coverage on my old Must...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I get where you’re coming from—insurance companies don’t mess around when it comes to regular drivers. I’ve always been a bit paranoid about this, esp...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

That’s a fair point—trust isn’t something you can just patch up like a rusty fender. I’ve seen it firsthand in car circles. Someone gets caught rollin...

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RE: anyone else feel like AAA insurance isn't what it used to be?

That’s exactly where I land too. I’ve got a couple of classic cars, and finding insurance that actually covers what matters (like OEM parts) without c...

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RE: Classic car insurance and the annual mileage cap—worth it?

Couldn’t agree more about the savings—those classic policies are a no-brainer if you’re not racking up miles. I’ve found the annual cap pretty managea...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

I’ve had to go back and forth with my insurer after a hit-and-run on my old ‘72 Nova. Didn’t have a police report because the officer said it wasn’t “...

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RE: Deductibles and premiums—what's the real deal?

I’ve always leaned toward a higher deductible to keep my premiums down, but I’ll admit it’s a bit of a gamble. For my daily driver, I set it at $1,000...

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RE: bumped someone's car lightly, no visible damage—should I report?

That’s the part that always gets me. I’ve restored a few old cars on a shoestring, and trust me, if I reported every little tap in a parking lot, I’d ...

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RE: anyone else feel like AAA insurance isn't what it used to be?

That’s exactly the kind of thing that gets under my skin too. With older cars, especially anything with a low ride height or delicate undercarriage, a...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Not sure I’d write off loyalty just yet. I get the frustration—my ‘97 sedan isn’t exactly a showpiece, and those admin fees do sting. But, in my exper...

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RE: My insurance nightmare in Rhode Island traffic court

I've had a similar experience dealing with an out-of-state ticket, and honestly, I wish I'd just paid it upfront. The hassle of contesting it ended up...

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RE: stuck between Geico and Progressive in NY, thoughts?

I totally get where you're coming from—insurance shopping can feel like navigating a maze blindfolded. Accident forgiveness is definitely appealing, e...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I see your logic there, and it makes sense for most daily drivers. But as someone who owns a classic car, my perspective's a bit different. With vinta...

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RE: Are those price-checker sites actually reliable?

I've had similar experiences, especially when I'm out driving my older cars—fuel efficiency isn't exactly their strong suit, so every cent counts. I'v...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

Totally agree on the gas station stops—been there myself. Funny enough, insurers can surprise you; a buddy of mine actually got reimbursed for vintage...

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