I hear you on that. A few years back, I was in a similar boat—thought I'd save some cash by sticking to the bare minimum coverage. Then one rainy afte...

Had something similar happen with my Corolla a while back. Insurance tried to say the cracked windshield was already there, but luckily I'd taken phot...

I feel that whole "just another number" thing. Had a minor fender bender last winter—icy roads, slow speed, just bumped into a parked car. Thought my ...

I hear ya, but honestly, sometimes these rules save us from ourselves. My uncle had this old Mustang he swore he'd fix "next summer"... for 15 years. ...

Had a similar experience myself—tried the breathable cover route thinking it'd help, but ended up with condensation spots underneath. Honestly, improv...

Yeah, learned that lesson the hard way myself. Had a transmission issue a while back—thought insurance would cover it, but nope... wear and tear exclu...

Yeah, that's definitely true. My cousin had a DUI about four years ago, and even though he kept his record spotless afterward, his insurance stayed pr...

I've wondered the same thing myself. A few years back, my old Corolla wasn't worth much, but I was still nervous about completely dropping collision c...

Accident forgiveness can be handy, but honestly, I think it depends a lot on your driving habits and history. I've been commuting daily through Ohio w...