peanutw46
@peanutw46
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Topics: 1 / Replies: 16
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RE: Getting Cheaper Car Insurance by Proving You Drive Less

Tried one of those plug-in trackers a couple years back—honestly, it was a mixed bag. The discount was decent, but the thing kept disconnecting every ...

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RE: Classic car insurance and the annual mileage cap—worth it?

I get the appeal of making each drive “feel more special,” but honestly, I’ve found the cap a bit restrictive. There was this one summer where I ended...

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RE: USAA vs State Farm: which claims process is less of a headache?

I get what you’re saying, but honestly, I’m not sure it’s just about older cars. I had a 2017 Civic and still had to walk the adjuster through some ba...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I had a similar thing happen last winter when my neighbor’s car wouldn’t start and she asked to borrow mine for a few days. I hesitated, not because I...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Had a similar scare last year—crazy windstorm, tree branch landed right next to my car. I’d always thought “comprehensive” was just extra, but after t...

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RE: Why can’t I use my points AND a coupon at checkout?

I get where you’re coming from, but I’ve actually had the opposite experience a couple of times. Last month, I managed to stack points and a coupon on...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Raising the deductible made a difference for me too, but I’m always a little anxious about what happens if I actually need to file a claim. Mileage di...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

I hear you on that. A few years back, I was in a similar boat—thought I'd save some cash by sticking to the bare minimum coverage. Then one rainy afte...

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RE: insurance denied my claim—what would you do?

Had something similar happen with my Corolla a while back. Insurance tried to say the cracked windshield was already there, but luckily I'd taken phot...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

I feel that whole "just another number" thing. Had a minor fender bender last winter—icy roads, slow speed, just bumped into a parked car. Thought my ...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I hear ya, but honestly, sometimes these rules save us from ourselves. My uncle had this old Mustang he swore he'd fix "next summer"... for 15 years. ...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Had a similar experience myself—tried the breathable cover route thinking it'd help, but ended up with condensation spots underneath. Honestly, improv...

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RE: Sneaky Auto Insurance Exclusions You Might've Missed

Yeah, learned that lesson the hard way myself. Had a transmission issue a while back—thought insurance would cover it, but nope... wear and tear exclu...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, that's definitely true. My cousin had a DUI about four years ago, and even though he kept his record spotless afterward, his insurance stayed pr...

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