pchef26
pchef26
@pchef26
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Topics: 0 / Replies: 19
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RE: Why did my GEICO premium jump so much this year?

I get what you mean about roadside assistance—never really seems worth it until you’re stuck somewhere weird and your phone’s at 10%. I’ve had that “w...

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RE: Why can’t I use my points AND a coupon at checkout?

Yeah, I’ve run into that too. Every time I think I’m being clever stacking deals, the system just shuts it down. Do you think they’re worried about pe...

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RE: Bundling insurance with USAA: worth it or just hype?

Totally get wanting to keep things simple, especially with an older car. I’ve always wondered if the “big savings” from bundling are mostly for folks ...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Is it actually possible to get a hybrid policy that covers you the whole time, even when you’re just waiting for a ride request? I’ve heard those “dea...

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RE: Confused about insurance rules in South Dakota—help me figure this out

That’s a good point about tech failing at the worst moments. I’ve had my phone freeze up in the cold before, and I remember just staring at it like, “...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Totally get this. I’ve asked my agent the same thing and got a pretty vague answer—something about “intent” and “pattern of use.” Not super helpful wh...

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RE: Why is figuring out how much car insurance you ACTUALLY need so confusing?

I totally get what you mean—every time I renew, I stare at the list of options and wonder if I’m overdoing it. But then I think about how much hassle ...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

Not gonna lie, I’ve always wondered if those perks actually end up saving anyone money in the long run, or if it’s just clever marketing. Accident for...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Honestly, I’ve wondered the same thing. I tried getting a military discount through two different companies and it barely made a dent compared to what...

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RE: is accident forgiveness really worth it in Ohio?

I get what you mean about the rate hikes feeling random. Like, That’s honestly what worries me most. I’m super careful, but accidents happen to every...

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RE: Would your insurance hold up if your EV battery suddenly failed?

I've wondered about this myself, honestly. EV battery failure mid-trip sounds like a nightmare scenario, especially if you're somewhere remote or on a...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Yeah, that's exactly what worries me. Personal connections are nice, but when push comes to shove, will they really have your back? I'd probably lean ...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Yeah, that's the thing that always worries me. I've never had tickets myself (knock on wood), but my sister had a fender-bender last year and dealing ...

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RE: is accident forgiveness really worth it in Ohio?

I've been thinking about this myself lately. From what I've heard, accident forgiveness usually doesn't transfer between insurers. It's more of a loya...

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RE: Car insurance in Mississippi—does location or driving record matter more?

I've wondered about this too, actually. I lived near Biloxi for a while, and my premiums were noticeably higher compared to when I moved inland near J...

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