Car insurance discussions and local services.
pbarkley10
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Topics and replies this member has contributed.
RE: Does the business policy cover an employee’s personal car on a work errand?
A “work errand” doesn’t automatically mean every trip qualifies as covered business use. The policy may treat deliveries or transporting goods differently, or limit coverage to trips authorized by the business. Ask the i...
RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
I totally get what you mean about the communication being half the battle. When I was shopping around, I kept hearing stories about people just waiting and waiting, not knowing if their claim was even being looked at. Th...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
That’s honestly what I’ve been worried about with those apps. My cousin tried one, and it kept flagging her for “aggressive braking” when she was just dodging potholes or slowing down for wildlife. I’ve had better luck a...
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
Same here - when I saw the price for my own policy, I thought it had to be a mistake. I get wanting independence, but bundling with my parents was way less stressful (and didn’t drain my savings). The agent told us that ...
RE: Would you risk a higher deductible to lower your insurance bill?
I’m actually in the middle of figuring this out for myself, and honestly, it’s kind of overwhelming. I keep thinking about my old car - back in college, I had a fender bender and even the “cheap” repairs were a shock. Th...