Car insurance discussions and local services.
paulfox367
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Topics and replies this member has contributed.
RE: How bad does a DUI mess up car insurance in Michigan?
I get where you’re coming from, but I actually had a different experience. After my DUI in Michigan, my rates were sky-high for about three years, but then they dropped pretty noticeably. Maybe it depends on the company ...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
Had a buddy who thought his insurance roadside would cover a 30-mile tow - turns out, it was only five miles. He ended up paying more than if he’d just called a local tow truck. I stick with AAA, but yeah, they’re not ma...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
Weighing legal trouble vs. losing trust: which is worse after fraud? You’re hitting on something I’ve wrestled with a few times, especially when it comes to money and people you know. I had a situation years back where ...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
That’s been my experience too. I always figured as long as I wasn’t fudging the numbers wildly, it’d be fine. Once, after a fender bender, they did ask for a photo of my dash, but nothing came of it. As for those telemat...
RE: Finding decent car insurance in Delaware without losing your mind
I hear you on the “like-for-like” thing - it’s never really what you expect. A few years back, my truck got rear-ended and the rental they offered was this tiny sedan that could barely fit my toolbox, let alone groceries...
RE: How I managed to stack discounts for military student drivers
Man, I totally get where you’re coming from. After my last renewal, I found out they’d “forgotten” to apply the multi-car discount even though I’d confirmed it twice over the phone. Had to dig up old emails and policy do...
RE: Confused about insurance rules in South Dakota - help me figure this out
Yeah, the newspaper thing always sounded like something my grandpa would’ve done back in the day. I’ve dealt with a few claims here and never had anyone ask for that - just clear photos, like you said. I do think some ad...
RE: is accident forgiveness really worth it in Ohio?
Had a similar debate with myself a few years back. I’ve been driving the same old pickup since ’98, and never paid for accident forgiveness either. Knock on wood, I haven’t needed it yet. Honestly, I’d rather keep my pre...
RE: Confused about insurance rules in South Dakota - help me figure this out
I get where you’re coming from - my glove box is basically a paperwork graveyard at this point. Years ago, I got pulled over and realized I had three expired insurance cards in there, but not the current one. Officer jus...
RE: bumped someone's car lightly, no visible damage - should I report?
I've been there myself - had a similar experience a few years back. I was backing out of a tight spot at the grocery store, and I felt that dreaded little bump. Got out, checked both cars - nothing obvious, not even a sc...
RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"
Haha, yeah, I tried one of those monitors a couple years back - felt like I was driving with my grandma watching from the passenger seat. Eventually ditched it, premiums nudged up slightly, but honestly, the freedom was ...
RE: Can Military Folks Really Get Cheaper Insurance Rates?
I've been driving for years and have bounced around between insurers quite a bit. You're right on the money - cheapest isn't always best. A few years back, I went with a budget insurer thinking I'd save some cash. Then I...
RE: anyone else feel like AAA insurance isn't what it used to be?
I've never had a classic Mustang, but I did have a '72 Chevy pickup that my dad passed down. When I first insured it with AAA, the quote they gave me was honestly ridiculous - felt like they were treating it like a daily...
RE: Confused about insurance rules in South Dakota - help me figure this out
I've actually stopped keeping paper copies altogether. A couple years back, my glovebox leaked during a heavy rainstorm (old car problems...) and turned everything into unreadable mush. Ever since, I've relied solely on ...
RE: insurance denied my claim - what would you do?
Had a similar run-in myself, but honestly, persistence doesn't always pan out. Couple years ago my old Honda got rear-ended pretty lightly at a stop sign - nothing major, just a cracked bumper and some alignment issues a...