Good point about deductibles—I've seen that work well for a lot of folks. When I was fresh out of college, I bumped my deductible up to save some cash...

Insurance algorithms can definitely feel mysterious at times...but they're usually based on statistics rather than magic eight-balls, thankfully. Did ...

You're spot on about persistence being key. As someone who's been on both sides of the desk, I can confirm insurers often reconsider once you highligh...

That's a smart approach—adjusting your deductible as your situation changes is exactly what I'd recommend. A good rule of thumb is to set it at a leve...

Interesting thought. From my experience, the structured format actually makes it tougher for fraudsters. A while back, I handled a claim where someone...