paul_miller2864
paul_miller2864
@paul_miller2864
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RE: Running out of gas and waiting forever for help

Never actually had a fire risk from carrying a gas can, but I get why people worry—especially when it’s 95 degrees and your car basically turns into a...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, the fine print on those policies is wild. I remember when I first started driving for a rideshare, I thought my regular insurance would cover ev...

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RE: How did you feel after your first accident and dealing with insurance?

Totally get what you mean about the glove box—mine’s basically a time capsule at this point. After my first accident, I thought a couple pics would do...

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RE: Bundling insurance with USAA: worth it or just hype?

Yeah, I’ve actually been on both sides of this. Had my auto and renters with different companies a few years back, and when my car got broken into (wi...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

I’ve been pulled over twice in the last few years and both times the officer was fine with the digital card on my phone, but I’ve heard from friends t...

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RE: Confused about insurance rules in South Dakota—help me figure this out

That’s wild—my phone’s glitched out on me at the worst times too, but never during a traffic stop (knock on wood). I’ve always wondered if the digital...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Yeah, the “risk by association” thing bugs me too. I’ve had my car sideswiped twice in Houston—both times parked, both times no note. Never happened i...

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RE: Confused about Illinois car insurance rules—anyone else?

Yeah, I’ve run into that too—had a cop in a small town look at my phone like it was some kind of magic trick. Ended up digging out the old paper card ...

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RE: Which is better for SR-22 in ND: local agents or online companies?

Man, I hear you on that. I tried the online route for my SR-22 in ND last year because, you know, who doesn’t want things done fast? But when the DMV ...

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RE: quick heads-up on Arkansas auto insurance basics

Couldn’t agree more about the paper copies—my phone’s let me down more than once, and having the old-school backup has saved me a ton of hassle. On th...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, I’ve run into that too. Had my truck towed last year and figured I’d just pick the closest shop, but nope—turns out it wasn’t on their “approved...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I get the frustration, but honestly, I think cities sometimes leave these rules vague on purpose because every situation's a bit different. Like, your...

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RE: Insurance tips for my vintage ride needed

I've run agreed-value on daily drivers before without issues, but yeah, it can get pricier if you're putting lots of miles on. With my old Alfa, it wa...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Digital proof is actually pretty standard now in most states, including California. I've been pulled over a couple times (unfortunately, haha), and th...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Yeah, older brakes definitely play into that. Had a similar issue with my '02 Tacoma—no tech at all, but the telematics kept flagging me for braking. ...

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