patricia_wright
patricia_wright
@patricia_wright
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Topics: 0 / Replies: 17
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RE: Do you really need extra insurance for a rental in Montana?

I totally get where you’re coming from. I tried to use my credit card coverage once after a fender bender in Utah, and it was a paperwork nightmare. T...

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RE: Confused about insurance rules in South Dakota—help me figure this out

That’s pretty much how I look at it too. I got pulled over near Pierre last year and the trooper just stared at my phone like he’d never seen digital ...

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RE: When Does It Make Sense to Drop the “All-In” Coverage?

Man, I totally get that weird attachment. I kept collision on my old Civic way longer than made sense—felt like I was jinxing myself if I dropped it. ...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I get what you mean about the tech making things better in some ways. But I had a weird experience last winter—my car died in a grocery store lot, and...

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RE: Are those price-checker sites actually reliable?

I’ve noticed the same thing with those price-checker sites. Last year, I tried to use one before getting my brakes done. The online estimate looked gr...

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RE: is accident forgiveness really worth it in Ohio?

I totally get the appeal—having a safety net for that “one-off bad day” sounds pretty comforting. I just keep wondering if the extra cost is really wo...

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RE: My insurance nightmare in Rhode Island traffic court

Title: My insurance nightmare in Rhode Island traffic court I’ve actually had an officer in Rhode Island give me the side-eye when I pulled up my ins...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Yeah, I’ve noticed the same thing with USAA—my rates were way better than what I got quoted elsewhere, but I’m not driving anything fancy either. My C...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, I’ve wondered about that too. My cousin got pulled over near Rapid City last year and just showed the officer her insurance on her phone—no issu...

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RE: Deductibles and premiums—what's the real deal?

That story about the deer hits home—had a similar thing happen with a pothole and my “never-gonna-need-it” deductible. That’s the tricky part, right?...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Had something similar happen with my old Mustang. Drove it weekly, kept it clean, but still got hassled about it being "unused." Makes you wonder if t...

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RE: little-known ways to snag cheaper insurance in Alaska

Interesting take... I get the privacy concerns, but honestly, mileage-based insurance saved me a decent chunk last year. I don't drive much—mostly jus...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Had a similar thing happen when I was insuring my old Jeep Cherokee. Always stuck with the big guys because it felt safer, but then a buddy mentioned ...

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RE: is accident forgiveness really worth it in Ohio?

I've wondered about this myself. A few years back, my cousin had accident forgiveness—thought he was golden after a minor scrape at the grocery store....

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

My therapist didn't charge extra, thankfully. She just included it as part of our regular sessions. But I remember when my brother had an accident, hi...

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