I totally get the appeal—having a safety net for that “one-off bad day” sounds pretty comforting. I just keep wondering if the extra cost is really wo...

Title: My insurance nightmare in Rhode Island traffic court I’ve actually had an officer in Rhode Island give me the side-eye when I pulled up my ins...

Yeah, I’ve noticed the same thing with USAA—my rates were way better than what I got quoted elsewhere, but I’m not driving anything fancy either. My C...

Yeah, I’ve wondered about that too. My cousin got pulled over near Rapid City last year and just showed the officer her insurance on her phone—no issu...

That story about the deer hits home—had a similar thing happen with a pothole and my “never-gonna-need-it” deductible. That’s the tricky part, right?...

Had something similar happen with my old Mustang. Drove it weekly, kept it clean, but still got hassled about it being "unused." Makes you wonder if t...

Interesting take... I get the privacy concerns, but honestly, mileage-based insurance saved me a decent chunk last year. I don't drive much—mostly jus...

Had a similar thing happen when I was insuring my old Jeep Cherokee. Always stuck with the big guys because it felt safer, but then a buddy mentioned ...

I've wondered about this myself. A few years back, my cousin had accident forgiveness—thought he was golden after a minor scrape at the grocery store....

My therapist didn't charge extra, thankfully. She just included it as part of our regular sessions. But I remember when my brother had an accident, hi...

I get why accident forgiveness sounds appealing, but honestly, I've been driving around Dayton for years without it and never had an issue—even after ...

Had a similar experience a few months back—middle of nowhere, pitch black, and of course, my phone battery was at like 5%. I usually follow the same s...