I've wondered about this myself. A few years back, my cousin had accident forgiveness—thought he was golden after a minor scrape at the grocery store....

My therapist didn't charge extra, thankfully. She just included it as part of our regular sessions. But I remember when my brother had an accident, hi...

I get why accident forgiveness sounds appealing, but honestly, I've been driving around Dayton for years without it and never had an issue—even after ...

Had a similar experience a few months back—middle of nowhere, pitch black, and of course, my phone battery was at like 5%. I usually follow the same s...