Yeah, that’s the thing that bugs me. The state minimums sound fine on paper, but if you actually get into a bad wreck, those numbers barely scratch th...

I’ve wondered about this too. I went with one of the “big name” companies at first, mostly because it was easier, but when I actually had to file a cl...

I get where you're coming from on replacing the harness, but honestly, I'm not totally convinced it's always worth it. Had a similar issue with my old...

Yeah, digital proof is convenient, but I'm still a bit skeptical about relying on it completely. I mean, phones are great until they're not—battery di...

Yeah, totally get your skepticism about people possibly using minor bumps to fix pre-existing issues. I've wondered the same thing myself...but honest...

Accident forgiveness sounds nice in theory, but honestly, I'd rather put that extra money towards better tires or winter driving lessons. Insurance pe...

Yeah, I've noticed something similar. When I moved across town a couple years back, my rates actually dropped a bit, even though my driving record sta...

Yeah, I totally get where you're coming from. Emails can be a double-edged sword sometimes. I've had adjusters misread my tone too—thought I was being...