Yeah, I’ve noticed the same thing—USAA’s “military rates” aren’t always the lowest, even though everyone swears by them. I’ve bounced between GEICO an...

I get wanting to show you’ve done the math, but honestly, I’ve found most adjusters barely look at all that paperwork. They see KBB or Edmunds and jus...

Honestly, I’ve noticed the same thing. Used to be you’d call and they’d show up quick, now it’s just a waiting game. Anyone else get hit with random f...

Yeah, insurance companies love their loopholes. “Wear and tear” is the magic phrase they use to dodge paying for pretty much anything expensive, espec...

Honestly, those apps are more hassle than they're worth. Tried one myself for about two months and got tired of feeling like I had a backseat driver j...

Yeah, good points there. Honestly, I doubt insurance would even step in unless it was accident-related damage. Like you said, warranty usually covers ...

Makes sense. I stick with a higher deductible myself because my mechanic's solid. But honestly, it's also about how much cash you can handle paying up...

Had a similar issue last month—AAA took forever to show up when I got a flat near Big Sur. Ended up changing it myself after waiting almost two hours....

Honestly, I get the frustration, but sometimes jumping through a few hoops isn't the worst thing. Had a buddy who went with one of those "chill" insur...

Had something similar happen a few years back—hailstorm left my hood looking pretty rough. Insurance said it was "cosmetic," even though resale value ...

Yeah, that's insurance for ya... had a minor fender bender last year (not my fault either), and next renewal, boom, slightly higher premium. Seems lik...

Yeah, insurers are tough to budge unless you've got solid proof. Had a buddy who had to file an SR-22 in AZ—he kept clean records for years, documente...

Been there. Had to renew my tags last month and realized at the DMV counter that the insurance card in my glovebox was ancient history. Had to awkward...