Yeah, those trackers are a joke up here. I tried one for a discount and it dinged me every time I slowed down for wildlife or icy patches. Not worth t...
Mileage caps aren’t all bad, honestly. If you know your driving habits and you’re realistic, they can save you a decent chunk. My classic isn’t a dail...
Yeah, I get it. Dealing with cops and paperwork is a pain, but skipping it can really bite you later. Had a similar thing happen—insurance just dragge...
Couldn’t agree more. I’ve had roadside say they “couldn’t locate” me because my GPS was off by a mile or two—real helpful when you’re freezing in the ...
Yeah, I’ve had them sneak in “improvements” that just mean more money out of my pocket. Last year they upped my car’s value by a couple grand—didn’t e...
Yeah, that’s the part that bugs me. Those sites are fine for a ballpark, but I’ve seen cars listed as “clean” that turned out to be underwater—literal...
Yeah, I’ve noticed the same thing—USAA’s “military rates” aren’t always the lowest, even though everyone swears by them. I’ve bounced between GEICO an...
I get wanting to show you’ve done the math, but honestly, I’ve found most adjusters barely look at all that paperwork. They see KBB or Edmunds and jus...
Honestly, I’ve noticed the same thing. Used to be you’d call and they’d show up quick, now it’s just a waiting game. Anyone else get hit with random f...
Yeah, insurance companies love their loopholes. “Wear and tear” is the magic phrase they use to dodge paying for pretty much anything expensive, espec...
Honestly, those apps are more hassle than they're worth. Tried one myself for about two months and got tired of feeling like I had a backseat driver j...
Yeah, good points there. Honestly, I doubt insurance would even step in unless it was accident-related damage. Like you said, warranty usually covers ...
Makes sense. I stick with a higher deductible myself because my mechanic's solid. But honestly, it's also about how much cash you can handle paying up...
Had a similar issue last month—AAA took forever to show up when I got a flat near Big Sur. Ended up changing it myself after waiting almost two hours....
Honestly, I get the frustration, but sometimes jumping through a few hoops isn't the worst thing. Had a buddy who went with one of those "chill" insur...