- Yeah, bundling’s not always the magic bullet people expect. - I’ve seen some folks get a decent break, but for others, it’s barely noticeable—depe...

- Been there with a client’s ’68 Mustang after a deer strike—online carrier was all about “just get it fixed anywhere.” - Local adjuster actually kn...

Honestly, I’ve seen people balk at upping their coverage because they assume it’ll double their bill. In reality, bumping up from the state minimum to...

Yeah, the “permissive use” thing gets messy fast. I’ve seen claims get denied just because someone borrowed a car a couple times a month—suddenly that...

Yeah, that’s the kicker—most folks don’t realize “full coverage” isn’t really full. I’ve seen people get burned by that, especially with weather claim...

- 100% agree on the paperwork grind—sometimes I wonder if they want a DNA sample too. - That said, I’ve seen agreed value policies actually do what th...

- Been there, done that. I once had a guy send me 12 photos of his car, all so blurry I couldn’t tell if it was a Honda or a lawnmower. - Barcode scan...

That’s fair, but I see it a bit differently sometimes: - Comprehensive isn’t just about hail—think theft, fire, random tree branches, that kind of st...

Yeah, the whole “diminished value” thing is one of those topics that seems straightforward until you actually try to get an answer in writing. Here’s ...

Totally get where you’re coming from. Paperwork and endless appraisals can feel like a hamster wheel. I’ve seen folks burned by outdated values, but h...