Car insurance discussions and local services.
nscott26
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RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
I hear you on the agent thing - some folks just don’t know how to talk to real people. I had a State Farm rep once who acted like I was interrupting his lunch break with my questions about insuring my ‘72 Chevelle. Didn’...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Can’t tell you how many times I’ve had to argue with insurance folks about what “comparable” actually means. Had my old ’66 Mustang in for some bodywork a few years back and the replacement they offered was a tin-can com...
RE: Avoiding hefty fines for driving without insurance in OK - how I do it, but is there a better way?
I hear you. Had a ‘72 Chevelle for years, and you better believe I kept a paper card tucked behind the visor - never failed me, even when my phone was dead or the signal was garbage. Tried going digital once, but the off...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Had a similar situation with my ‘72 Chevelle. Local agent talked a big game, but when I needed help late at night, all I got was voicemail. Ended up calling GEICO - say what you will, but they had a tow truck at my door ...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Had a similar run-in with a local agent once - felt like I was interrupting their lunch just to ask about classic car coverage. Ended up switching to a national company. Not as personal, but at least their online stuff a...
RE: little-known ways to snag cheaper insurance in Alaska
I get the hesitation about the tracking, but honestly, after years of driving old Chevys with no fancy electronics, this app thing felt like a weird upgrade. I did it for the discount - figured if my ‘72 Nova can pass em...
RE: is accident forgiveness really worth it in Ohio?
Honestly, it always felt like a gimmick to me. I’ve stuck with older rides most of my life - ’72 Chevelle, ’89 Bronco - so I’m used to keeping insurance as basic as possible. Had a buddy with a new Mustang who paid extra...
RE: Which is better for SR-22 in ND: local agents or online companies?
That’s the thing - when my ‘72 Chevelle needed an SR-22, the online forms just about made me throw my laptop. Local agent wasn’t thrilled with my questions, but at least I got answers. I’ll take a sigh over a website cra...
RE: Roadside help added to my insurance - totally worth it?
Had a similar night, except it was my ‘68 Charger and not a modern car. Middle of nowhere, rain coming down sideways, and my flashlight decided to die right as I was jacking up the car. Ended up using my phone for light,...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Had a similar headache with my ‘72 Chevelle. “Full coverage” sounded good until I actually needed it - turns out, they valued the car like it was just another beater from the ‘70s. Didn’t matter that I’d put in years of ...
RE: Roadside help added to my insurance - totally worth it?
You nailed it about reading the fine print. I learned that lesson the hard way with my old ‘72 Chevelle - thought my insurance roadside would cover a tow when the fuel pump died, but turns out they only covered five mile...