I get what you're saying about demographics, but from personal experience... my premiums shot up noticeably when I switched from a modest sedan to an ...

I've wondered the same thing myself... had comprehensive for years and never used it. Then one random storm sent a branch crashing onto my hood, and s...

I was pretty skeptical about trackers at first too, but a few years back my nephew got labeled high-risk after a minor accident. He tried one of those...

Had a similar experience with Progressive a couple years back. Started out fine, but after a minor scrape in a parking lot (wasn't even my fault!), ra...