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RE: Would you risk a higher deductible to lower your insurance bill?
I get why you’d want the lower deductible, but honestly, I’ve always leaned the other way. Here’s why: - I’ve had a clean record for years - knock on wood - and barely ever file claims. - Higher deductible means I’m not...
RE: Why did my GEICO premium jump so much this year?
Title: Why did my GEICO premium jump so much this year? - I’ve had a string of older cars (currently a 2002 Camry) and I’ve noticed the same thing - premiums creeping up even though the car’s barely worth a grand. - F...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Yeah, those usage-based apps don’t really get Alaska winters. I’ve had better luck just keeping my record clean and bundling with home insurance. The extra “discount” from tracking my driving barely covered a coffee, hon...
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
- I hear you on the telematics apps - tried one for a few weeks and it felt like every pothole or sudden stop was getting me flagged. Not sure those things are calibrated for island driving, honestly. - Bundling is temp...
RE: Why does picking a deductible feel like a weird gamble?
- Totally get this. - I’ve always leaned toward the lower deductible too, even if it means paying a bit more each month. - Had a friend get into a fender bender and suddenly that $1,000 deductible felt huge… not worth ...
RE: What happens if your rideshare app is between trips and you get into an accident?
- Been there, and yeah, it’s a mess. - I always thought “insurance is insurance” - turns out, not even close once you’re in that rideshare gray zone. - I started reading my policy after a buddy got burned the same wa...
RE: anyone else feel like AAA insurance isn't what it used to be?
Yeah, I get what you mean about AAA feeling more like a backup these days. Used to be, I’d call them for anything - locked keys in the car, dead battery, even just a flat. Now I’ve got a portable jump starter and a tire ...