Yeah, Illinois' comparative negligence rules can be a real headache. Had a buddy go through something similar—he got rear-ended at a stoplight, and th...

Fair point, but honestly, discipline isn't always the issue. Sometimes life just throws curveballs—like that time my transmission blew halfway through...

Mileage-based policies are definitely underrated. When I started doing longer road trips but fewer daily commutes, I switched over and saw a noticeabl...

I've noticed something similar, but I don't think it's necessarily a small vs. big insurer thing. From what I've seen, smaller insurers sometimes have...

I've always found that even breathable covers aren't always enough—especially if the garage itself has moisture issues. Had a similar headache storing...

Totally agree with your reasoning there—the insurance companies probably factor in stability and lower risk-taking tendencies overall. Plus, military ...

Reading your experiences makes me realize how lucky I've been so far... I've always just skimmed over my roadside coverage without giving towing dista...

Yeah, insurance companies definitely have a knack for making simple situations feel like full-blown investigations. Had a buddy borrow my car for a we...

Haha, been there myself. Those apps can be pretty unforgiving, especially if you're someone who enjoys road trips and long drives—hard braking or acce...

Bundling can definitely save you some cash—I did it with Progressive and shaved off about 15% overall. Insurance shopping is always a headache, but yo...

That's exactly what I found too. When I was prepping for my last big road trip, I figured I'd bundle my car and renter's insurance to simplify things....