I get where you’re coming from, and honestly, your approach makes a lot of sense for an older car. I’ve seen plenty of folks pay for low deductibles y...
It’s wild how many people get tripped up by that “Period 1” gray area—when the app’s on but you haven’t accepted a ride yet. I’ve seen claims where dr...
I get where you’re coming from, but it’s not always so cut and dry. I’ve seen a fair number of claims where the minimum actually did cover everything—...
That dashcam idea is actually pretty smart—video evidence can clear up a lot of confusion when stories don’t match. I’ve seen cases where the app stat...
I hear you on the hassle factor. The process for making a claim through credit card coverage can be surprisingly convoluted—lots of paperwork, waiting...
That’s a fair point, but I’d push back a bit—those algorithms are actually built on a ton of real-world data, even if it doesn’t always feel like it w...
Honestly, those itemized hospital bills are a shocker every time. I’ve seen ambulance rides billed at over $2,000 just for a few miles, and that’s bef...
I get where you’re coming from—those “what if” scenarios can really mess with your head. Med pay does overlap with health insurance, but it can kick i...
That hits pretty close to home. I’ve run into the same thing—sometimes “system limitation” is just code for “I haven’t tried hard enough yet.” But, to...
I get where you’re coming from—those telematics apps can be a mixed bag, especially if you’re stuck in stop-and-go traffic all the time. I’ve seen cla...
Good point about prioritizing tires and brakes. From my experience, accident forgiveness really just softens the blow financially afterward—it doesn't...
Interesting to hear it actually made a noticeable difference for you. I've seen mixed results myself—some insurers seem to value these courses more th...
Accident forgiveness can be a bit tricky, honestly. I've seen plenty of cases where folks assumed they were covered right away, only to find out about...
Interesting point about the fine print—insurance terminology can indeed be confusing. But I'm curious, was it really a matter of tricky wording, or pe...
From what I've seen, a DUI in Idaho can definitely cause a significant jump in insurance premiums, though the exact increase varies quite a bit. Doubl...