Bundling sounded like a no-brainer to me, too—until I tried it with my two cars and renters insurance. Here’s how it played out: first, I got a quote ...
That’s actually a good point. I used to think insuring mods was gonna be a hassle, but it’s not as bad as people make it out to be. Here’s how I handl...
I’ve actually had AAA for years and never had them push back on a tow or jump, but I do know their tiers can be confusing. The basic plan only covers ...
Picking a deductible really does feel like spinning a wheel sometimes. I always try to break it down like planning a road trip—what’s the worst that c...
Yeah, hanging onto those receipts actually can help, especially if you ever have to prove the car was well cared for. I used to toss mine, but after a...
That’s the trick, right? I learned the hard way on a cross-country trip—thought my “free” tow would cover me, but turns out there’s a mileage cap. Ste...
I get what you mean—it’s not a total get-out-of-jail-free card. Here’s how I look at it: 1) Check how much extra you’re paying for it. 2) Ask your ins...
I get where you’re coming from, but I’m not totally convinced it’s just about comps. There’s a formula most insurers follow—something like if the repa...
That “depreciation” line gets me too. This is spot on—learned it the hard way with my camper’s awning last year. One thing I’d add: if you ever upgra...
I've noticed the same thing on road trips—apps say one thing, reality says another. Here's my routine: check the app, call ahead (like you said), and ...
Insurance hikes after a DUI in Idaho can be pretty steep, unfortunately. Defensive driving classes might soften the blow slightly, but don't count on ...
Yeah, rental coverage is definitely one of those sneaky things you don't realize you need until you're stuck without it. I used to think the same way—...
Yeah, keeping track of details is definitely key—been there myself. As for PIP covering lost wages, I've heard it can be straightforward if you docume...
I've actually done both—temporary coverage and hopping onto someone else's policy for a short trip. From my experience, adding yourself temporarily to...
I get the point about being cautious, but sometimes going overboard with paperwork can actually make things more confusing. When I had a minor acciden...