Hagerty’s solid if you’ve got a classic, but for regular cars or if your record’s not spotless, they’re not really an option. I’ve bounced between Pro...

Yeah, it’s a grind. I’ve been flagged as high risk before, and it’s even more hoops. Gotta stay on them for every discount—never assume they’ll just g...

I hear you on the long waits. I’ve had AAA leave me hanging for hours too, and honestly, that’s not great when you’re stuck somewhere sketchy or it’s ...

Yeah, that’s exactly why I always take the extra coverage now, even if it feels like a ripoff. I’ve had way too many “not covered” moments—especially ...

Honestly, I don’t bother sweating the OEM vs aftermarket parts thing anymore—at least not in NY. After my third accident (none my fault, but try convi...