naturalist23
@naturalist23
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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Totally agree with this. I just bought my first policy too, and honestly, the whole thing felt like gambling. Ended up going middle-of-the-road covera...

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RE: bumped someone's car lightly, no visible damage—should I report?

Honestly, as someone who just bought insurance for the first time, these fragile bumpers are making me paranoid. Even tiny bumps seem to turn into wal...

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RE: bumped someone's car lightly, no visible damage—should I report?

I had a similar experience last month—barely nudged someone's bumper in the parking lot. No scratches or dents, but their sensors freaked out anyway. ...

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RE: finally found an insurance company in CA that doesn't drive me nuts

I've actually looked into this a bit when shopping around for my first insurance policy (yeah, I'm that cautious person who reads parking lot safety s...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Honestly, I was in the same boat—first-time insurance buyer here, and the idea of being monitored constantly felt pretty invasive. But after researchi...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

I'm actually dealing with this right now. Just bought my first car insurance policy a couple months ago, and even though I haven't had any accidents o...

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RE: is accident forgiveness really worth it in Ohio?

I'm pretty cautious by nature, especially since this is my first time buying insurance. Honestly, I was leaning toward skipping accident forgiveness a...

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RE: quick heads-up on Arkansas auto insurance basics

Glad you shared this—I literally just bought insurance for the first time, and man, it's overwhelming. I started off thinking basic coverage was fine ...

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