Yeah, customer service can be a real gamble with smaller insurers. I switched once to save some cash, and it was fine until I actually needed help—fel...

Totally agree, gasket maker has saved my bacon more than once. I remember one trip where my old VW started dripping oil halfway through a road trip—no...

Yeah, I totally get that frustration. Last year, right before a weekend road trip, I spent hours doing preventive maintenance—checked belts, hoses, fl...

Haha, been there. I once switched to this super-cheap insurer thinking I'd cracked the code on saving money. Then I got rear-ended at a stoplight—noth...

Totally agree, it's nuts how sensitive those sensors can be. My buddy barely tapped a curb once and ended up with a crazy bill for recalibration. Make...

Yeah, totally agree with snapping a quick pic or two. Had a similar thing happen once—barely tapped someone's bumper, zero visible damage, and we both...

Haha, same here—I call it my "Goldilocks deductible," not too high, not too low, juuust right. Ever had a deductible choice backfire on you though? Cu...