Honestly, I look at it a bit differently. With a luxury car, repairs can get pricey fast—sometimes way above the deductible. I’d rather save on premiu...
- 100% relate to this. The mileage cap looks generous on paper, but real life gets in the way. I’ve actually caught myself mapping out errands and thi...
Had a similar experience last winter—my S-Class got a flat, called AAA, and waited nearly 2.5 hours. My insurer’s roadside actually showed up faster t...
Title: Why does insurance cost more in Houston than Austin or Dallas? - 100% agree about the cones. I’ve watched people in G-Wagens and pickups ali...
- Couldn’t agree more—algorithms don’t care if you’ve changed. I had a minor fender bender years ago, and my premium still hasn’t forgiven me. - It’s ...
I’ve had both AAA and insurance roadside, and honestly, I’ve noticed some key differences—especially when you’re dealing with higher-end vehicles. Her...
Extra insurance for Montana rentals is one of those things I used to roll my eyes at—until I got hit with a “loss of use” bill after a fender bender i...
Honestly, I get the frustration, but I’d push back a bit on the whole “reinspection” route. In my experience, especially after a hailstorm took out my...
Honestly, I get where you’re coming from. Even if you’re a careful driver, stuff just happens—especially with Ohio winters. I’ve seen people get hit w...
- Been there with the “just a number” feeling. Last year, my S-Class got sideswiped in a parking lot and the big-name insurer made me jump through so ...
Yeah, photos make a huge difference—especially if you’ve got a car where the details matter. I’ve noticed adjusters tend to default to whatever’s chea...
Paper’s reliable, no doubt, but I’ve gotta push back a bit on the “paper always wins” idea. I’ve had my share of glovebox chaos—insurance cards from t...
Good tips overall, but I'd add a few points from experience: - Keep a compact tire inflator handy—saved me multiple times. - Store gloves in your eme...
- Dealerships definitely pad their quotes a bit—it's part of their business model. They bank on convenience and the assumption that most people won't ...
Mileage-based discounts can be a mixed bag, honestly. From what I've seen: - Some insurers do just take your word for it, but usually only up to a po...