Went through something similar myself. One extra tip: check if the smaller insurers offer telematics programs (those little devices/apps that track dr...

Incentives are fine, but honestly, most people won't bother unless they're forced into it or clearly benefit from it. Here's how I'd handle it: 1. M...

Gotta disagree here. Parking near cart returns might seem smart, but you're basically inviting trouble. Here's what you do instead: 1. Park further o...

Yeah, I get that skepticism. Honestly, I tried UBI for a bit, but it didn't stick. My driving style is... let's just say "spirited," and the constant ...

Yeah, accident forgiveness is definitely a solid move if you're prone to, um, "surprises" on the road. Coming from someone who's had their fair share ...

Haha, pretending is half the battle. Honestly though, inspectors are usually looking for obvious red flags rather than a spotless garage. I've been th...

Had a similar experience, but mine's a bit different since I'm considered a "high-risk" driver (couple speeding tickets and one fender bender in the p...