That's spot-on. Reminds me of when I assumed windshield coverage was standard—until a rock cracked mine on the freeway. Learned that lesson quick. Cur...

Honestly, I've had the opposite experience. Years ago, I canceled my roadside coverage completely and just started keeping a compact jump-starter kit ...

Yeah, insurer roadside can be hit or miss too. Had a similar experience last winter—battery died in a parking lot, called my insurance roadside, and w...

True, your history does linger a bit, but honestly, I've switched insurers after a claim and saw a noticeable drop. It depends a lot on the insurer—so...

Had almost the exact same thing happen to me with Progressive's Snapshot. A deer jumped out of nowhere, slammed the brakes instinctively, and bam—flag...

Yeah, I had a similar experience a few years back. Had a couple minor fender-benders and one speeding ticket (lesson learned there...). Even with my m...

Yeah, negotiating directly with insurers can definitely backfire sometimes. A few years back, I called to question a minor increase and somehow ended ...