Honestly, I’ve read through my policy a few times and still find parts of it confusing. “Comprehensive” sounds like it should cover everything, but th...
Can’t argue with the paperwork sticking around—had a friend who got caught up in a minor insurance thing years ago. Even after everything was “resolve...
You make a solid point about the deductible. It’s tempting to chase those lower premiums, but when you’re staring down a $1,500 bill after a fender be...
That’s a fair point about peace of mind. I’ve always wondered if reporting every tiny bump is actually necessary, though. Sometimes it feels like insu...
It’s a tough call, honestly. I’ve been in your shoes and always end up overthinking—on one hand, it feels like the right thing to report even tiny inc...
I get where you're coming from, and I understand the anxiety around modern car tech—it can feel like you're driving a computer sometimes. But honestly...
Totally get where you're coming from on the battery anxiety. I've been cautious about EVs myself, mostly because of the uncertainty around long-term r...
Haha, true enough...they've got memories like elephants. Still, even the most alert drivers can have an off day. Accident forgiveness might feel gimmi...
Good point about the claims process—I agree it's critical. I've noticed smaller insurers sometimes offer more personalized attention, which can be rea...
I get your point about paper backups, but honestly, even those aren't foolproof. Had a minor fender-bender near Rapid City a couple winters ago, and m...
That's a fair concern, and your experience near Wichita resonates with me. I've also found bundled roadside assistance to be somewhat inconsistent. Wh...
Good call on the sheepskin cover—I can definitely appreciate your caution after that gel pad fiasco. I've always been wary of gels myself, especially ...
I had a similar debate myself a while back when my son started driving. I initially thought temporary insurance might be a good idea—just to cover tha...
I've heard similar stories about Geico, but honestly, Progressive isn't always a safe bet either. Had a coworker deal with them after a rear-end colli...
Totally agree about documentation being critical. I've never personally used dealership listings, but a coworker did when her car got totaled. She sai...