Car insurance discussions and local services.
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RE: Do I really need extra insurance when renting a car in VA?
I hear you on the fine print - sometimes I feel like you need a magnifying glass just to figure out what’s actually covered. Ever notice how the rental folks get this look when you say you’re declining their insurance? L...
RE: Would you risk a higher deductible to lower your insurance bill?
I’ve actually had to cough up a $1,000 deductible once after a fender bender, and let me tell you, it stung way more than I expected. I kept thinking, “Was saving $20 a month really worth this pain?” But then again, if y...
RE: Bundling insurance with USAA: worth it or just hype?
Loyalty penalty is real, but I gotta say, sometimes switching all the time is a pain too. I’ve bounced between companies trying to save a few bucks and half the time my rate creeps up anyway. Anyone else find that bundli...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Farm Bureau folks actually recognized my car at the local parade - try getting that from one of those 1-800 numbers. But here’s what I wonder: has anyone actually had a smooth claim with Geico or Progressive on something...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
I’ve actually needed that “long tow” from AAA, and it was a lifesaver - well, maybe more like a wallet-saver, but still. My car decided to impersonate a brick about 35 miles from home, and I was dreading the bill. With A...
RE: Bundling insurance with USAA: worth it or just hype?
Bundling always sounded like the “adult” thing to do, right? Like, if I could just get my car, house, and the espresso machine all under one policy, maybe I’d finally have my life together. But I know what you mean about...
RE: Confused about Illinois car insurance rules - anyone else?
Tell me about it - my glove box is basically a graveyard for expired insurance cards, valet tickets, and the occasional half-eaten protein bar. I always wonder if the cop would be more concerned about my paperwork or my ...