You make a good point there—dealing with a few impatient drivers is definitely preferable to handling the aftermath of an accident. From my experience...

Good points overall, but I'd caution against assuming a temporary rider or named driver addition is always simpler. Depending on the insurer, underwri...

I see this scenario play out pretty often in my line of work. When I was younger, I also opted for minimal coverage to save money. Seemed logical at t...

Haha, I can relate to that feeling. Electrical issues can indeed be elusive, especially in older vehicles. One thing I've found helpful for longer tri...

That's spot-on. I've handled claims for years, and you'd be surprised how often these "group discounts" don't actually translate to the best individua...

Switching insurers might not always soften the blow as much as you'd think. In Idaho, most providers access similar risk databases, meaning your DUI r...

I get why it seems intrusive at first glance, but from what I've seen working in the insurance field, telematics can genuinely lead to substantial sav...

That's generally good advice, but I'd add a small caveat: depending on your deductible and the extent of the damage, sometimes involving insurance imm...