Getting caught without car insurance in Iowa is no joke That’s a smart move printing out extra copies. I’ve seen a lot of folks get tripped up by rel...
I get where you’re coming from, but I think it depends on how you use the car. For folks who only take their classic out on weekends or to shows, thos...
Actually, it’s more common than you’d think for folks to negotiate or at least ask for clarification after a claim. Adjusters expect questions, and so...
Yeah, the algorithms are mostly just crunching data points—they’re not great at nuance. I’ve seen a few cases where folks successfully disputed a flag...
Yeah, the “good student” discount can be a game changer—people overlook it all the time. I’d add that some carriers in Alaska also give a break if you...
That’s a pretty accurate way to put it. I’ll admit, sometimes the paperwork feels like it’s designed to test your patience more than anything else. Bu...
HIGHER DEDUCTIBLE SOUNDS GOOD UNTIL YOU GET THAT BILL That’s a good point about factoring in the actual repair costs for your specific car. I see a l...
You’re right to be cautious—those exclusions can be tricky, and I’ve seen situations where the agent’s word didn’t line up with the actual policy lang...
It’s kind of wild how much the ads hype up those “exclusive” discounts, but in practice, it’s usually the boring stuff—like your driving record or whe...
That’s a fair point. I’ve seen both sides—some local agents go above and beyond, but others can get bogged down in paperwork or just don’t have the re...
You make a good point there—dealing with a few impatient drivers is definitely preferable to handling the aftermath of an accident. From my experience...
Good points overall, but I'd caution against assuming a temporary rider or named driver addition is always simpler. Depending on the insurer, underwri...
I see this scenario play out pretty often in my line of work. When I was younger, I also opted for minimal coverage to save money. Seemed logical at t...
Haha, I can relate to that feeling. Electrical issues can indeed be elusive, especially in older vehicles. One thing I've found helpful for longer tri...
That's spot-on. I've handled claims for years, and you'd be surprised how often these "group discounts" don't actually translate to the best individua...