Car insurance discussions and local services.
mwalker60
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Topics and replies this member has contributed.
RE: Do you really need extra insurance for a rental in Montana?
I get what you mean. I’ve always wondered if the rental companies just bank on people’s paranoia. But then again, Montana’s got those gravel roads and random hailstorms, right? Does your regular insurance actually cover ...
RE: Would you risk a higher deductible to lower your insurance bill?
I keep going back and forth on this. Like, the savings look good on paper, but what if you actually have to use the insurance? I mean, I’m a newer driver and honestly, I’m not super confident that I won’t bump into somet...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
I get what you mean about legal stuff sticking around. I had a friend who got caught up in a minor fraud thing - nothing huge, but it was enough to leave a mark on his record. Even years later, he kept running into issue...
RE: Would you risk a higher deductible to lower your insurance bill?
Honestly, I keep going back and forth on this. Part of me thinks, yeah, if nothing happens for years, that extra money is just...gone. But then I start worrying - what if something finally does happen and I’m stuck with ...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
Honestly, with stuff like insurance claims, I don’t really trust anyone to have my back unless there’s paperwork and receipts. Maybe that’s cynical, but I’ve seen too many “oops, lost your file” moments. With friends or ...
RE: Classic car insurance and the annual mileage cap - worth it?
Honestly, I keep wondering if the savings are really worth it when you have to worry about every single mile. Like, what’s the point of owning a classic if you’re always worried about going over? I get that insurance com...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
That’s honestly my biggest worry too. I like the idea of apps, but what happens if you’re out of service or your phone’s toast? Makes me wonder if old-school customer service is still the safest bet, especially around he...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Honestly, I’ve wondered if those trackers even work for people who drive in cities. Like, how are you supposed to avoid sudden stops when someone just swerves in front of you? I get that they want “safe driving,” but it ...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT That’s wild about the $300 difference. I’ve been poking around for quotes myself and honestly, it’s kind of hard to trust what any of these companies say. Lik...
RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?
I’ve wondered about that too. I asked my agent once and she said it depends on whether the claim is filed through your personal policy or just the credit card coverage. If your own insurance pays out, it can show up as a...