I hear you about the unpredictable weather—Houston’s hail scares me every spring. But honestly, I’ve actually found a couple of companies here that of...
Had a similar debate with myself last year. My old Corolla’s barely worth more than the deductible, so I skipped the gap coverage too. Knock on wood, ...
That line cracked me up because it’s so true. I used to think “permissive use” was a magic shield too, until my cousin borrowed my car for a Target ru...
I get where you’re coming from, but I’ve actually had a pretty decent experience with mileage-based insurance—though I’m driving a 2008 Corolla, so ma...
I can’t help but nod at this—bundling saved us a ton when our twins started driving. We tried telematics with our oldest and, uh, let’s just say it w...
I get where you’re coming from, but honestly, I lean the other way. I’ve always picked the higher deductible just to keep my monthly costs down. Yeah,...
Honestly, I’m right there with you on the older car thing. That’s exactly how I feel about my ‘01 Civic. I’d rather pocket the savings than pay for a...
Totally get this. I once thought skipping the police report would save me time—ended up spending weeks going back and forth with insurance instead. It...
Yeah, learned that the hard way myself. Stayed with one insurer for like 3 years thinking they'd reward me for sticking around... nope, rates kept cli...
I hear you on the dashcam thing. Mine mostly captures me singing badly to the radio or muttering about slow drivers...not exactly riveting footage. Bu...
Yeah, I can totally relate to this. A couple of years ago, I was backing out of a tight parking spot downtown and lightly bumped the car behind me. Go...
Had something similar happen a few years back—insurance said hail dents were "just cosmetic," but when I went to sell, buyers kept pointing them out a...
Yeah, good point about neighborhood enforcement... reminds me of when my neighbor's old VW camper—definitely not a beauty queen—never got bothered, bu...
That's pretty interesting, but honestly I've had a bit of a different experience. A couple years ago, I moved across town into an area that everyone w...
Honestly, probably not. I used to think comprehensive was just another way for insurance companies to squeeze extra cash out of us, until a deer decid...