Had a similar thing happen a couple years back—barely tapped someone's bumper in a tight parking lot. Looked fine, no visible scratches or dents, figu...

- Good call on the notebook. Digital records are handy, but tech can fail or get corrupted. - I've always kept a small notebook in the glovebox—dates,...

Totally relate to this... I've had to make myself a little cheat sheet just to remember what's what: - Deductible = what I pay first (ouch) - Coverage...