Yeah, insurers definitely get cautious fast—but can we really blame them? Even minor fender benders can hide sneaky frame or alignment issues that pop...

I see your point about testing on a daily driver first, but wouldn't the real test be how these apps handle more complicated situations? Like, sure, t...

Actually, I think it's pretty common in other states too. When I moved to New York a couple years ago, they wouldn't let me register without insurance...