mphillips22
mphillips22
@mphillips22
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Topics: 0 / Replies: 10
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RE: Why did my GEICO premium jump so much this year?

Rental reimbursement is one of those things that feels like a waste—until you’re the one stuck without a car for a week and suddenly Uber is eating yo...

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RE: USAA vs State Farm: which claims process is less of a headache?

- 100% agree on keeping a log—people underestimate how much that saves you when things get messy. - Local agents can be a game-changer, but it’s not...

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RE: Getting that student discount on car insurance… not as easy as I thought

- Totally get your frustration. - These apps are supposed to reward safe habits, but sometimes they just don’t get the context. - Slamming the bra...

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RE: Do you really need extra insurance for a rental in Montana?

Not sure I totally buy the “just pay for peace of mind” angle, at least not every time. I’ve seen plenty of folks pay for the rental company’s insuran...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

Honestly, I get why it feels pointless when your truck barely leaves the garage. But weird stuff happens—my cousin’s car got nailed in a parking lot d...

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RE: Getting Time Off Approved For Family Needs: It Actually Worked!

- Totally agree, the hoops you have to jump through with HR sometimes feel endless. - I’ve had both good and bad experiences, honestly. Last time I ...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, you're not wrong there... insurers definitely lean more on hard data like driving records and past claims. Local DUI prevention programs might i...

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RE: Car insurance in Mississippi—does location or driving record matter more?

Yeah, you're pretty spot-on there. A lot of folks underestimate how much location matters—it's not just crime rates or traffic density either. Insurer...

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RE: Dodged a bullet buying insurance—anyone else luck out?

Good catch—most people don't bother checking the fine print until it's too late. A couple things I've noticed over the years: - Cheapest policies oft...

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RE: parked car steps caused damage—am I at fault?

Yeah, gotta agree with you there. From an insurance standpoint, it's usually on whoever opens the door without checking. Annoying aftermarket steps or...

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