Yeah, the paperwork shuffle is a real thing. I’ve seen clients get tripped up by the “recent” requirement more than once—sometimes it’s 30 days, somet...

- Keeping a paper copy is smart, but honestly, I wish Illinois would just let us use a photo or screenshot instead of relying on the app. Not everyone...

- Had a similar experience myself—tried one of those tracking apps for about 4 months. - Honestly, the alerts drove me nuts... kept flagging me for "h...

Good points all around, but just to add a slightly different angle here: - Totally agree sensors can be overly sensitive these days. I've seen some p...

Glad you checked into it—most people don't realize how small the price difference can be. A lot of my clients assume higher coverage means a huge jump...

Yeah, loyalty perks seem backwards sometimes. Curious, did anyone find that adding their teen to a defensive driving course noticeably helped lower ra...

Totally agree about checking out smaller local insurers—sometimes they're way more flexible. A couple other things I've noticed: - Independent agents...