mountaineer82
@mountaineer82
Eminent Member
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Topics: 1 / Replies: 21
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RE: What happens if you only carry the bare minimum car insurance in Florida?

Yeah, the Florida minimums are basically like bringing a pool noodle to a hurricane—technically you’ve got something, but it’s not gonna keep you aflo...

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RE: Classic car insurance and the annual mileage cap—worth it?

Mileage caps on classic car insurance are one of those things that sound scarier than they usually are. Here’s the lowdown from what I’ve seen: - Mos...

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RE: Why California’s minimum car insurance might not be enough

Title: Why California’s minimum car insurance might not be enough Oh man, you’re not alone. I’ve seen folks think “minimums” = “magic shield,” but ...

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RE: Classic car insurance and the annual mileage cap—worth it?

You nailed it with the “just in case” bit. I’ve seen more than a few folks get tripped up by those mileage caps—one minute you’re feeling thrifty, the...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

- Totally get the frustration. - —yeah, it’s like being in a long-term relationship and watching your partner flirt with someone new for the free ap...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Title: Why does insurance cost more in Houston than Austin or Dallas? - You’re not alone with the “hard braking” thing—Houston traffic is basically a...

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RE: bumped someone's car lightly, no visible damage—should I report?

Honestly, I get wanting to avoid the insurance headache, but there’s a catch—sometimes the “invisible” damage isn’t so invisible to a body shop. Had a...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Totally get your point—big insurers can feel like faceless giants, but when things go south, they're usually quicker to step up. A few quick thoughts ...

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RE: stuck between Geico and Progressive in NY, thoughts?

Went through this dance myself a few months ago—Geico vs Progressive, the eternal NY insurance showdown, lol. Couple quick thoughts from someone who's...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Haha, love the pizza analogy—been there myself. A while back, I thought I'd hit the jackpot bundling my motorcycle and home insurance. Ended up saving...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Honestly, the basic AAA coverage is like those tiny bags of chips—they seem fine until you're actually hungry. Had a similar experience a couple years...

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RE: stuck between Geico and Progressive in NY, thoughts?

Totally agree with your take on Progressive vs. Geico, especially in NY. A few quick things I'd add from experience: - Progressive is usually smoothe...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Had a client once whose basement flooded after a storm—insurance said it was "groundwater intrusion," not covered. But if a pipe bursts? Covered. Basi...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Haha, reminds me of the time I handed an officer my kid's math homework instead of my insurance card... talk about awkward silence. Now I keep a neat ...

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RE: keeping your vintage ride running smooth on long trips

Good points all around, but honestly, vintage cars are like my knees—they're fine until you push 'em too hard. Regular check-ups and proper fixes beat...

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