I had a client once who lived right on the edge of a flood zone in Houston—literally, one side of the street paid way more than the other. It’s wild h...

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? Had a guy come in last year—super cautious, spreadsheet for everything, you ...

That’s the part that gets me too. I’ve seen folks get their fenders replaced after a parking lot scrape, but when it comes to something as crucial as ...

Had a client once who kept his insurance card in the sun visor—said it was “impossible to forget” since he’d see it every time he lowered it. I tried ...

Funny thing—my uncle swore by reading every word, but even he missed the “actual cash value” part on his roof. I do think some agents actually try to ...

That bit about the rogue shopping cart made me laugh—seen it happen more than once in parking lots. I get wanting to save every penny, especially when...

Had a similar thing happen to me last spring near Sioux Falls—thought I was all set with digital insurance cards until my phone froze solid right when...

Good points here, but honestly, even as someone who works in insurance, I get why people skip that call. It's easy to assume your policy covers lendin...

Interesting you mention the rural vs urban thing—I’ve noticed that too. Had a client out near Boise who got slammed after his DUI, but another guy way...

Good points, but honestly, windshield coverage feels less like a gamble and more like peace of mind. Had a client who skipped it, then got hit twice i...

Interesting point about loyalty deals... reminds me of a client I had who swore by sticking with one insurer because they handled a claim really well ...