That’s rough about the rims, man. I’ve always wondered—if you do add custom parts coverage, does it jack up your premium a lot? I’m always weighing if...

Yeah, I get that, but sometimes I wonder if the extra $10 really guarantees less hassle. Had a friend switch to a “premium” plan and still got the run...

Honestly, I’ve been there with the “hard braking” thing. That’s exactly what happened to me last month—guy swerves into my lane, I hit the brakes, an...

Yeah, I’ve noticed that too. I’m always hoping for a bigger break, but honestly, unless you’re with USAA or maybe Navy Federal, it’s mostly just a few...

I actually did something like that when my garage roof needed replacing last year. Insurance offered me what I thought was a pretty low payout, so I g...

Yeah, it’s wild how much it depends on who’s sitting in the manager’s chair that week. I’ve had a supervisor who was super by-the-book, and another wh...

Paying a bit more for better customer service is honestly underrated, especially when you’re already stressed about higher rates. I’ve been burned by ...

Man, I feel you on that towing coverage thing. Learned my lesson the hard way too. A few years back, I opted for the cheapest roadside assistance opti...

I shopped around recently and honestly, the military-specific insurers weren't always cheaper. Sometimes civilian companies matched or even beat their...

True, but I think vehicle type could still indirectly matter. Like, wouldn't someone driving an older, smaller car possibly have higher medical bills ...

Yeah, cheaper isn't always better... learned that myself after a minor fender-bender. Thought I was covered, but turns out my policy had some sneaky e...