Honestly, people overthink the privacy thing. Insurance companies don't care about your midnight ice cream runs—they're looking at overall driving pat...

Good point about teen drivers—they're definitely a wildcard. Discounts can be hit or miss, but don't get discouraged...sometimes tweaking coverage lim...

Yeah, gotta agree with you there. Accident forgiveness sounds great on paper, but in practice, it usually comes with strings attached—like higher prem...