Honestly, I’ve never had an insurance claim go smoothly the first time. They always “forget” something, like it’s a game. Totally agree on the photos—...

I get what you’re saying, but I’ve heard stories where someone thought “permissive use” had them covered, then the insurer pushed back because it wasn...

Yeah, that’s exactly where I get stuck too. I drive a lot for work, so statistically, my odds of needing to file a claim are higher than average. The ...

Raising my deductible was the only thing that actually made a noticeable difference for me too. I bumped it up a few hundred bucks and suddenly my mon...

Yeah, it’s wild how one accident—even when it’s not your fault—can haunt your rates for years. I’ve always wondered if it’s actually worth fighting th...

Yeah, those storms are no joke. I actually switched to liability last year thinking I’d save a few bucks, but then a hailstorm rolled through and ding...

You're definitely not paranoid, but I gotta admit, carrying a spare fuel pump around sounds a bit intense to me. Then again, I've never driven anythin...

Yeah, I've always been a bit skeptical about those portable starters. Had one myself, and it worked fine the first year or so, but after that... not s...

Been there myself, those fine print clauses are sneaky. Thought I had a decent setup for my old Chevy, but ran into trouble when I realized the covera...

I've been thinking about getting an appraisal for my '68 Mustang, but honestly, I've always been skeptical about how much difference it really makes. ...

Had a similar issue a couple years back. Thought I was covered for hail until my windshield got cracked—turns out there was some vague wording buried ...