That “final offer” line cracks me up every time—like, is it really final, or just until you push back a little? Honestly, most people don’t realize ho...

That’s a really good point about older cars. “Book value” can be a bit of a minefield, especially with classics or anything that’s not just a few year...

Yeah, $15k barely scratches the surface if you’re in anything more than a minor scrape. I get the concern about higher minimums making insurance less ...

That’s spot on. Documentation really is the name of the game with these claims. I’ve seen folks get tripped up just because they didn’t have a police ...

Dental and vision being separate is one of those things that drives people nuts, and honestly, I get it. Most Medicare Advantage plans toss in some de...

It’s wild how “state trends” is the catch-all excuse for rate hikes. I’ve had clients ask me about that, and honestly, sometimes even we’re left scrat...

Honestly, I’ve seen claims get tricky when there’s zero evidence—like, no pics, no witnesses, nothing but two people pointing fingers. Usually, insura...