Yeah, it’s nuts how picky they get. I’ve had a cop in Cranston actually refuse my digital card and made me dig out the paper one from under my seat—fe...

I get where you’re coming from, but honestly, I kinda see why some officers still prefer paper. Not everyone’s phone is reliable—dead battery, cracked...

I went through this exact dilemma last year. Ran the numbers myself—turns out, for someone careful who rarely files claims, accident forgiveness was p...

Good points about adjusting deductibles—I did something similar when my rates jumped after a minor scrape. But I'm curious, has anyone noticed if addi...

Yeah, learned that lesson myself. Now I set a reminder every year to skim my policy—tedious, but beats nasty surprises later. Good on you for trying t...

I see your point about investing in good tires and winter prep—those are definitely key, especially here in Ohio. I used to think accident forgiveness...

Yeah, totally get where you're coming from. Even tiny bumps can escalate quickly once repair shops get involved. Always safer to loop insurance in ear...

Yeah, I used to think the same thing until I did the math. After my last car purchase, I sat down and compared the depreciation rates with my loan bal...