Good point about deductibles—seen that happen plenty myself. A few things to consider: - Check if your insurer offers installment plans for deductibl...

Yeah, I've noticed this too—not just with FB, but most insurers tend to bump premiums after claims (especially at-fault ones). Had State Farm for abou...

Had a similar case recently—client had custom leather seats installed, didn't declare them, and insurer pushed back hard. Interior mods seem harmless,...

Haha, you're probably right about that file note. From the claims side, I can tell you insurers definitely track customer interactions closely. A frie...

Great points. As someone who's worked claims, I can vouch for how common these misunderstandings are. A few quick tips: - Always confirm specifics ab...