mochacloud399
mochacloud399
@mochacloud399
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Topics: 1 / Replies: 8
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RE: Insurance paid way less than what it cost me to replace my roof

A few things to keep in mind if you're thinking about challenging the payout: - Double-check your policy details—replacement cost vs. actual cash val...

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RE: stuck between Geico and Progressive in NY, thoughts?

Snapshot definitely makes you hyper-aware of your driving habits...not always in a good way, lol. Couple quick points from experience: - Geico tends ...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

You're definitely right about military discounts often being a solid deal, especially for younger drivers or those just getting started. A few additio...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Good point about deductibles—seen that happen plenty myself. A few things to consider: - Check if your insurer offers installment plans for deductibl...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Yeah, I've noticed this too—not just with FB, but most insurers tend to bump premiums after claims (especially at-fault ones). Had State Farm for abou...

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RE: Sneaky Auto Insurance Exclusions You Might've Missed

Had a similar case recently—client had custom leather seats installed, didn't declare them, and insurer pushed back hard. Interior mods seem harmless,...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Haha, you're probably right about that file note. From the claims side, I can tell you insurers definitely track customer interactions closely. A frie...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Great points. As someone who's worked claims, I can vouch for how common these misunderstandings are. A few quick tips: - Always confirm specifics ab...

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