I’ve wondered about this too, especially since I’ve had my share of “learning moments” behind the wheel. From what I’ve seen, USAA does have decent ra...

That’s the realest advice right there. “Full coverage” is basically marketing speak—like calling a tiny bag of chips “family size.” I got burned once ...

I get the Mustang worry—classic cars always feel like a gamble with insurance. But honestly, I’ve never seen loyalty pay off either. Every year it’s j...

Had a similar experience with my old Mustang—mechanic looked totally lost when he saw the carb setup. Honestly, can't blame them too much; vintage car...

You make a solid argument, especially with something like your Mustang—I'd probably be paranoid too if I'd sunk that much time and money into a classi...

I've always been a bit skeptical about insurance companies giving any slack based on who installed the mods. From what I've seen, they're usually just...

Same here, moved maybe 10 mins away, same routine and everything, yet premium shot up. Makes you wonder if they're crunching numbers more than rewardi...

Yeah, smaller insurers can definitely surprise you sometimes. When my brother got hit with a reckless driving charge a few years back, he initially st...